Three Dots Finitude LLP was founded in 2020 in Jaipur, built on the idea that wealth management should be genuinely unbiased - free from the product-push incentives that come with working inside a bank or brokerage.
Rishabh began his career in 2004 as a Management Trainee at HDFC Bank, rising to Portfolio Manager within the bank's Imperia Banking division. In 2011, he moved to Axis Bank's Burgundy segment as a Wealth Manager, before spending three years at Anand Rathi Wealth as a Financial Strategist.
His last corporate role was Branch Head at Kotak Mahindra Bank, overseeing Retail, Wealth, and Assets channels. After 17 years across India's leading banking and private wealth institutions, he founded Three Dots Finitude in 2020 - an independent practice built specifically to remove the institutional incentives he'd spent nearly two decades working around.
He holds an MBA from FMS-IIRM, and outside of client work, writes on behavioral finance and the psychology of long-term investing.
"It's not clients who make the money - it's client behaviour that decides whether the money gets kept."
Kamlesh brings a parallel career in banking and wealth management to the Three Dots Finitude partnership. Starting in banking in 2007, he moved through relationship management and investment specialist roles at ICICI Bank before taking on branch leadership positions at both ICICI Bank and Kotak Mahindra Bank.
Alongside his role at Three Dots Finitude, Kamlesh also runs AGM Wealth, giving the partnership a second, independently operated distribution practice and a broader base of operational experience to draw on for every client relationship.
"Good financial decisions begin with clarity - not market noise."
We've seen how the industry sometimes sells itself - biggest AUM, most years in business, most employees, best software - none of which actually answers whether a specific recommendation is right for a specific family. We'd rather just answer the question.
We're not employees of a bank or brokerage pushing in-house products. We're independent distributors of financial instruments, plain and simple.
Our commission structure is published, not hidden - see our Commission Disclosures page.
We believe sharing our process matters more than reciting the product shelf. If the process is right, the right products follow.
| Registration | Number |
|---|---|
| AMFI Registration Number (ARN) | 177245 |
| EUIN | E089607 |
| AIF Distribution | Under ARN 177245 |
| LLP Identification Number (LLPIN) | AAS-6511 |
PMS and SIF solutions referenced on this site are facilitated through AGM Wealth (ARN-124172, APRN 00099, SIFD 124172) and Three Dots Wealth (ARN-256494) - see full disclosure in the footer of every page.
